How does one have such bad luck?

Mentioned this before on this sub, but my life is akin to a bad pun at times. I was carrying my skis, slipped on some ice, and fell down. I asked a passing girl if she could lend me a hand with the skis while I got up. She then told me she had no arms, and proceeded to wave her empty coat sleeves around as proof. I just kind of fumbled to get up whilst apologizing profusely. She giggled and walked away.